Electronic funds transfer (EFT) is the electronic transfer of money from one bank account to another, EFT – “Best e-Fund Transfer Sites” list…either within a single financial institution or across multiple institutions, via computer-based systems, without the direct intervention of bank staff. EFT’s are known by a number of names. In the United States, they may be referred to as electronic checks or e-checks.
The term covers a number of different payment systems, for example:
- cardholder-initiated transactions, using apayment card such as a credit or debit card
- direct depositpayment initiated by the payer
- direct debitpayments for which a business debits the consumer’s bank accounts for payment for goods or services
- wire transfervia an international banking network such as SWIFT
- electronic bill paymentin online banking, which may be delivered by EFT or paper check
- transactions involvingstored value of electronic money, possibly in a private currency.
Best e-Payment Transfer Sites
Electronic fund transfer (EFT) or e-Payment transfer refers to the electronic exchange of money from one account to another account. Before you start earning money at any website, you should first check the methods it uses to pay money to its members. Most of the sites either pay by check or through an e-Payment transfer site like PayPal, Payza, Payoneer, PerfectMoney, Neteller, MoneyBookers, VISA, MasterCard, BITCOIN and more 100s of e-Payment Wallet Worldwide. Hereunder you find all the best ePayment Wallets list / Electronic Fund Transfer companies Worldwide…
PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. Wikipedia
Customer service: +1 888-221-1161
There is no doubt that PayPal is the best EFT site. PayPal is Subsidiary of eBay Inc. PayPal has more than 153 million accounts worldwide. It is available in 190 markets and 24 currencies around the world. There are now even online casinos that allows you to use Paypal as your payment method. A PayPal account can be funded with a bank account or a credit card. Most of the online money making sites pay through PayPal. You can use PayPal buy button at your site for selling anything online. You can withdraw your money from PayPal to your bank account at any time. You can find PayPal fee for every transaction here.
PayPal is the best electronics payment transfer site and has a very good customer support system. If you are from India, then you should prefer this site instead of other electronics payment sites. You will need to add your bank account as PayPal will auto-withdraw your money to your bank without any additional fees. The only problem with PayPal for Indians is that they cannot send money to other’s PayPal account directly from their account. You will need to add your credit card to send money to other PayPal members. You can also earn money by Paypal like by exchanging with other payment methods etc.
Paypal is not open for Bangladesh. But a process is going on to open account for Bangladeshi account holder in near future.
AlertPay has recently changed their name to “Payza”. Payza is the second best EFT site after PayPal. Payza is available across 190 countries also in 22 currencies. The best thing about Payza is that you can earn money with Payza by using their referral program.
Now, Indian users also can withdraw money directly to their bank account. Other than bank account, you can request money through check or wire transfer.
Liberty Reserve: This site is seized by FBI due to money laundering issues by site owner. Read more at wikipedia
Liberty Reserve (LR) is also a good money transfer site. The only problem with Liberty Reserve is that you cannot withdraw money directly from your LR account; however there are many exchange sites where you can exchange LR dollars. These exchange sites have their exchange rates, in most of the cases you will get about 70-80% of amount in your account. Best thing about LR is that they have lowest fee for money transfer. You can see the details fee comparison chart at LR site.
Skrill (Moneybookers) is one of the largest online payment systems in Europe, as well as over 30 million account holders, one of the world’s largest digital wallet providers. The simple Digital Wallet solution allows any customer who owns a Skrill (Moneybookers) account to pay easily and securely without the need to publish personal bank data on the Internet, and to send and receive real-time money via e-mail. Skrill (Moneybookers) worldwide network of payment systems offers companies with only one integration access to over 100 payment options in more than 200 countries and regions. Already more than 135,000 traders use today Skrill (Moneybookers), including global brands like eBay, Skype or Thomas Cook.
The headquarters of MoneyBookers as an online payment solution is in London. To date it has well over 5 million registered clients and growing its logo is “Your wallet for the internet.”
Various transactions can be done by e-mail such as transactions from clients to merchants, clients transferring cash to their bank accounts as well as payments received by clients.
Moneybookers is hailed as the “true global payment solution,” Clients are welcomed from the UK, Europe and from all across the globe (subject to regulatory restrictions).” Transactions are processed in real-time. As a result, it wasn’t long before gaming operators started making using Moneybookers as an alternative payment solution.
In the United Kingdom, Moneybookers is registered with the Financial Services Authority and its role is as follow:
- Capital requests & liquidity
- Float Management
- Management & Vetting at Entry
- Systems & Controls
- Money Laundering
- Curb on Business Activity
Moneybookers is the best alternative for PayPal. Moneybookers is based in Europe, and has very strict verification rules for every account. So, never try to use fake information while signing up, or if you use fake information, then be ready for your account to be frozen. There are many members who are very happy with Moneybookers’s customer services. You can check fee for money transfer here.
The method is to sign up using skrill deposit funds from there and withdraw them onto paypal. Alternatively you could also open a new skrill account and transfer the funds fron your account to this new account maybe of your brother, or any other family member and withdraw the funds.
Neteller is not as popular as other online money transfer sites. It provides online money transfer service across 180 countries. You can see the Neteller money transfer fee here. There are many casino sites which offer Neteller as a payment method. You can use Neteller to play at these sites. You can also make money with netteller using their affiliate program.
NETELLER makes paying online easy – even where debit and credit cards may not work.
NETELLER is one of the most trusted online payment system in the world. We’ve got you covered 24/7.
Current Exchange rates for the conversion direction Neteller USD to PayPal USD. Exchangers with the most favorable exchange rates will be at the highest positions on the list. The lower the position of the exchanger, the worse the rate. Click on the exchanger’s name to proceed. You will be redirected to the exchanger’s website. You’re also welcome to watch our step-by-step video tutorial on how to use OKchanger.
Payoneer is a leading provider of payment solutions to e-Commerce merchants globally. Founded in 2005 and based in New York, USA, Payoneer is ranked in the top 100 of Inc. 5000’s Financial Services companies.
The Payoneer MasterCard requires an annual fee (more on that – on our fees and exchange rate section). The Payoneer MasterCard is a limited debit card which can’t be used for certain activities like gambling. Payoneer clients are limited to a subset of locations around the world where they can open a bank account.
Yes, definitely Payoneer is good payment processing company.
It is good because of its awesome payment policies.
You will get less currency conversion rate here especially if you are from India, Indonesia, etc. and other developing countries.
And the payment gets transferred to your bank account with 24 hours. Though they claim it to be 4–5 business days. But, in my case payment was credited within 24 hours.
You can sign up for a Payoneer account simply click here. (ctrl+mouse left click)
Another good thing is that, you will get 25$ bonus in your Payoneer account as soon as you reach 100$ in your Payoneer account. But for achieving this bonus, you must have signup through referral link of Payoneer.
You can signup on Payoneer through this link: Signup on Payoneer – Get 25$ bonus
Google Wallet is a digital wallet (where payment details are stored electronically, replacing the need for a traditional, physical wallet) that helps merchants create an engaging shopping experience, in-store or online. Merchants can showcase savable offers or integrate a loyalty program to Google Wallet through the Wallet Objects API. Additionally, merchants can create a fast checkout experience for their mobile sites and apps with Google Wallet Instant Buy. And Google Wallet can be linked to Google sign-in to reduce friction of registering to merchant sites. Price: Free.
Amazon Payments features “Login” and “Pay With Amazon” options on your site to allow millions of Amazon customers to easily create a profile and purchase on your site. Amazon offers a seamless mobile payment experience and a massive user-base. With no redirects, you control your site and keep customers within your branded experience. Price: Based on a percentage of the transaction amount plus a per transaction fee, starting at 2.9% + $0.30 per-transaction, and as low as 1.9% + $0.30 per-transaction for monthly volume of $100,000.
Bitcoin was the first “cryptocurrency,” a peer-to-peer, decentralized, digital currency. Bitcoin’s high cryptographic security allows it to process transactions in a very efficient and inexpensive way. You can make and receive payments using the Bitcoin network with almost no fees. In general, cryptocurrencies offer consumers an alternative to credit cards and the possibility of increased privacy. Download your free Bitcoin digital wallet and access merchant resources at Bitcoin.org. Price: Check each Bitcoin resource for pricing.
Perfect Money is a leading financial service allowing the users to make instant payments and to make money transfers securely throughout the Internet opening unique opportunities to Internet users and owners of the Internet businesses.
Perfect Money targets to bring the transactions on the Internet to the ideal level!
Perfect Money presents unique features for Business and Personal accounts
While using Perfect Money payment system one can do the following:
About exchanging Bitcoin to PerfectMoney USD
All exchangers specified in the list provide the service of exchanging Bitcoin to PerfectMoney USD automatically. You can use our instructions in the FAQ section if you have never exchanged electronic money at our site before and you come across any difficulties with the exchange process.
Keep in mind that change rates Bitcoin PM can be better when you go to an exchange site from the BestChange.com monitor than when you visit exchangers in a regular way.
If you cannot find how to exchange the money after you go to the site, contact the exchanger operator (administrator). It is quite possible that no automatic exchange Bitcoin to Perfect Money USD is available at the moment and your exchange will be processed manually.
If you fail to convert Bit Coins to PerfectMoney USD in the exchanger you got interested in, let us know about it so that we can take the necessary measures in time (discuss the problem with the owner or exclude the exchanger from this exchange direction). You can also visit our forum in order to view offers about manual exchange from our other visitors.
Major Perfect Money Shopping Cart plugins update for e-commerce websites
Perfect Money team fully understand the importance of straightforward payment system integration into a website. We constantly keep track of newest webmaster technological preferences and proudly present a major Shopping Cart plugins update. By using our plugins you will be able to add Perfect Money payment system to your website hassle free while increasing amount of your potential customers by 10 million.
Bitcoin conversion Today-25th October 2017
Bitcoin is a cryptocurrency and a digital payment system:3 invented by an unknown programmer, or a group of programmers, under the name Satoshi Nakamoto. It was released as open-source software in 2009.
The system is peer-to-peer, and transactions take place between users directly, without an intermediary.:4 These transactions are verified by network nodes and recorded in a public distributed ledger called the blockchain. Since the system works without a central repository or single administrator, bitcoin is called the first decentralized digital currency.
As of February 2015, over 100,000 merchants and vendors accept bitcoin as payment. According to a research produced by Cambridge University in 2017, there are 2.9 to 5.8 million unique users actively using a cryptocurrency wallet, most of them using bitcoin.
Bitcoin is an innovative payment network and a new kind of money. Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of bitcoins is carried out collectively by the network. Bitcoin is open-source; its design is public, nobody owns or controls Bitcoin and everyone can take part. Through many of its unique properties, Bitcoin allows exciting uses that could not be covered by any previous payment system.
Mastercard Incorporated (NYSE: MA) or Mastercard Worldwide is an American multinational financial services corporation headquartered in the MasterCard International Global Headquarters, Purchase, New York, United States, in Westchester County. The Global Operations Headquarters is located in O’Fallon, Missouri, United States, a suburb of St. Louis, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card issuing banks or credit unions of the purchasers who use the “Mastercard” brand debit and credit cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006. Prior to its initial public offering, MasterCard Worldwide was a cooperative owned by the more than 25,000 financial institutions that issue its branded cards.
Mastercard, originally known as Interbank/Master Charge, was created by several California banks as a competitor to the BankAmericard issued by Bank of America, which later became the Visa credit card issued by Visa Inc. From 1966 to 1979, Mastercard was called “Interbank” and “Master Charge”.
Visa Inc. (/ˈviːzə/ or /ˈviːsə/) (also known as Visa, stylized as VISA) is an American multinational financial services corporation headquartered in Foster City, California, United States. It facilitates electronic funds transfers throughout the world, most commonly through Visa-branded credit cards and debit cards. Visa does not issue cards, extend credit or set rates and fees for consumers; rather, Visa provides financial institutions with Visa-branded payment products that they then use to offer credit, debit, prepaid and cash-access programs to their customers. In 2015, the Nilson Report, a publication that tracks the credit card industry, found that Visa’s global network (known as VisaNet) processed 100 billion transactions with a total volume of US$6.8 trillion.
Visa has operations across all continents worldwide with the exception of Antarctica. Nearly all Visa transactions worldwide are processed through VisaNet at one of two secure facilities: Operations Center East, located somewhere near Ashburn, Virginia; and Operations Center Central, located somewhere near Highlands Ranch, Colorado. Both data centers are heavily secured against natural disasters, crime, and terrorism; can operate independently of each other and from external utilities if necessary; and can handle up to 30,000 simultaneous transactions and up to 100 billion computations every second. Every transaction is checked past 500 variables including 100 fraud-detection parameters—such as the location and spending habits of the customer and the merchant’s location – before being accepted.
Visa is the world’s second largest card payment organization (debit and credit cards combined), after being surpassed by China UnionPay in 2015, based on annual value of card payments transacted and number of issued cards. Because UnionPay’s size is based primarily on the size of its domestic market, Visa is dominant in the rest of the world outside of China, with 50% market share of global card payments minus China.
- Automated Clearing House
- Digital currency
- E-commerce payment system
- Electronic money
- Electronic funds transfer at point of sale(EFTPOS)
- Interbank network
- Payment system
- Real Time Gross Settlement
- Society for Worldwide Interbank Financial Telecommunication(SWIFT)
- Virtual currency
|Part of a series on financial services|
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Online e-Currency Exchange
BestChange is a specialized online e-currency exchange service that monitors rates for dozens of popular conversion pairs in near real-time and offers one-click access to lists of reliable e-currency exchangers capable of helping you complete your transaction quickly and efficiently.
How this site works
BestChange constantly queries dozens of reliable and trusted e-money exchange services to obtain the most recent changes in exchange rates, determine trends on the e-currency exchange market, and reflect them in easy-to-read charts and tables. The monitor updates exchange rates at a 5-8 second interval, which is sufficient for informing users about the smallest fluctuations on the e-currency exchange market and letting them make educated decisions about the right moment for converting their funds.
BestChange supports all major types of virtual currencies, including PayPal, Perfect Money, Payza, Skrill, Bitcoin, Ukash and WebMoney – and with its intuitive navigation, selection of the necessary currency pair is a matter of a single click! The system also features a convenient rate history module that allows you to analyze and visualize market trends over the period of 1 hour to 1 year: shares of specific currencies, shares of specific exchangers, as well as reserves of national and virtual currencies. If the exchanger you selected does not have enough currency of the necessary type or their rate is higher than the one you were hoping for, you can configure the site to send a notification to your e-mail or Telegram when one or both of your conditions are met.
XCHANGE4U is created to serve all people who willing to make fast, secure and reliable buy, sell or exchange operations with e-currency.
Our team consists of experienced players of e-currency exchange market, striving to provide high-level of work to our clients. XCHANGE4U staff members have more than 11 years of experience in online outsourcing and e-currency sector.
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